San Francisco, California insuranceSan Francisco, California insurance

Homeowners Insurance

homeowners insuranceIf you have tangible assets, you need the protection of a homeowners policy. These policies cover you in a home or an apartment, whether you are an owner or a renter. A well-written homeowners policy will pay to replace any of your personal property that is destroyed in a fire or other disaster. The policy will also be your first line of defense against a lawsuit from someone injured at your home.

The cost of this coverage is determined by many rating factors. The quality of the coverage, however, is determined by the quality of the insurer and whether the policy is written on a named perils or all-risk basis. A named-perils policy covers only those losses specifically cited in the contract. The all-risk policy works the opposite way -- unless a peril is specifically excluded, coverage is provided. The all-risk policy is broader and the burden of proof is on the carrier, not you, in the event of a loss.

Homeowners Insurance Quote Request

Please take a moment to fill out the form below and one of our local insurance agents will contact you with a free, no-obligation quote. This information will be kept confidential and will be used for quote purposes only.

* Required fields.

Personal Information
Full Name: *
State:     Zip:
Phone: *  
Best Time To Call:   AM   PM
E-mail Address: *

Current Homeowners Insurance Information
Company Name
(not agency):
Policy Expiration Date:           Years Insured:
Premium Amount: $
House Insured For: $
Purchase Price: $
Loan Amount: $

Dwelling Information
Type of Residence:
Primary Residence?: Yes   No
Square Footage:
Construction Type:
Year Building Built:
Number of Stories:
Heating Type:
Type of Roof:
Age of Roof::
Fire Sprinklers? Yes   No
Do You Have an Alarm System? Yes   No

Other Questions
Do you have any high value items?
(jewelry, silver, furs, fine arts)
Yes   No
Any claims in the past 5 years?
(If Yes, please explain in Additional Comments below)
Yes   No
Would you like to package your autos into an insurance quote? Yes   No

Coverage Information
Personal Contents Amount: $
Family Liability
Protection Amount:

Additional Comments or Questions

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Please click the "Submit Quote Request" button to send your quote request. No coverage is in effect until bound by an insurance carrier. This is a request for quotation only.