San Francisco, California insuranceSan Francisco, California insurance

General Liability Insurance

General Liability InsuranceNormally, it is difficult for businesses or general contractors to work without general insurance. General liability insurance is intended to guard operators and owners of companies from claims that may come from a broad spectrum of sources. These exposures could be just about anything, including liability engendered by accidents from the operations of the insured party, contractual liability, products manufactured by the insured party, etc.

The liability you select, whether it is one, two, or three million dollars, determines the cost of general liability insurance. Also factored into the rates are the kind of work undertaken, gross receipts and total payroll expenses. Similar to auto insurance, when it comes to general liability insurance, you will first have to make a down payment and then follow it up with installments. Before buying general liability insurance, it is best to compare the quotes available in the market.

It is the business owner's or general contractor’s job to make sure that the people working under him/her are covered by an insurance policy. If for example, a person who is not a part of the project gets injured, the injured person’s lawyer can target just about anyone involved in the project. The more individuals that are involved, the greater the chances of a successful lawsuit.

General Liability Insurance Quote Request

Please take a moment to fill out the form below and one of our local insurance agents will contact you with a free, no-obligation quote. This information will be kept confidential and will be used for quote purposes only.

* Required fields

General Information
Your Full Name: *
Your Company:
Address:
City:
State:     Zip:
Business Phone: *  
E-mail Address: *

Current Insurance Information
Company Name:
(not agency)
Policy Expiration Date:   Premium Amt: $
Years Insured:

About Your Business
Business Owner:
Subcontractors Used: Yes
No
Annual Cost of
Subcontractors:
$
Number of Employees: Years in Business:
Number of Locations:
Annual Sales: $
Detailed Description of your Business:

Payroll Information (if known)
Annual Payroll: $   NOTE: Not including clerical & sales.
Class Codes Employee Duties Annual Payroll $ Hourly Wage $
Please give a brief description of your business:

Claims
Any claims in last 3 years?   If Yes, please describe.

Additional Comments or Questions

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Please click the "Submit Quote Request" button to send your quote request. No coverage is in effect until bound by an insurance carrier. This is a request for quotation only.

 

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