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Commercial Trucking Insurance

commercial trucking insuranceAs a private carrier, you are responsible for hauling goods in your own truck for your company or employer. Whether you’re working in construction, excavation, manufacturing, or any other private carrier capacity, we have truck insurance solutions for you.

PRIMARY LIABILITY - Every trucker/trucking company who operates under their own authority is required to carry primary liability coverage on all owned units and either provide this insurance for their leased vehicles or insure that the leased operator carries it on their own.  Generally, the motor carrier provides this coverage for the leased operators but there are rare instances when this is not the case.

CARGO INSURANCE - Provides coverage for loss or damage to the property a truck is transporting (the load).  Generally, though not always, provided by the motor carrier for leased operators.

PHYSICAL DAMAGE (Collision, Specified Perils) - Provides coverage for repair or replacement for damage resulting from a covered loss (collision, fire, theft, hail, windstorm, earthquake, flood, mischief, or vandalism) to owned vehicles.

OCCUPATIONAL ACCIDENT (Occ/Acc) - Product designed specifically for owner operators in the trucking industry. In most states, by being self-employed owner operators can opt out of state mandated workers compensation coverage. While not the same as workers compensation, occ/acc is similar in scope and intent. Most motor carriers require their leased operators to be covered either by workers compensation or occ/acc at the leased operators expense. For those who qualify, occ/acc is generally a lower cost alternative.

Commercial Trucking Insurance Quote Request

Please take a moment to fill out the form below and one of our local insurance agents will contact you with a free, no-obligation quote. This information will be kept confidential and will be used for quote purposes only.

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General Information
Your Full Name: *
Your Company:
Address:
City:
State:     Zip:
Business Phone: *   Fax:
E-mail Address: *

Current Auto Insurance Information
Company Name:
(not agency)
Policy Expiration Date:   Premium Amt: $
Policy Term: 6 Months   1 Year  
Years Insured:

Truck/Motor Carrier Information
Truck Make:
Truck Year:
Truck Value:
Years Driving Experience:
Date of Birth:
# Violations in Last 3 Years:

Describe Any Claims You've Had in the Past 3 Years

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Please click the "Submit Quote Request" button to send your quote request. No coverage is in effect until bound by an insurance carrier. This is a request for quotation only.



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