San Francisco, California insurance   San Francisco, California insurance

About Broad Spectrum Insurance Services

Broad Spectrum Insurance Services is a full-service insurance brokerage firm. Since its inception, it has worked extensively to build a comprehensive network consisting of the world’s highest rated insurance companies. This allows our skilled associates to not only meet, but also exceed the needs and expectations of our clients. Broad Spectrum offers a wide range of insurance products in both the personal and the commercials lines of business.

The goal of our agency is to make Broad Spectrum Insurance Services the only place you’ll visit for all of your insurance requirements – from insuring your vehicle to providing health coverage for your child. Whatever your needs are, our licensed professionals, with the assistance of the latest technology, will provide you with a fast comprehensive quote to match your individual needs. Here at Broad Spectrum we represent, YOU, the client. We understand that each person has highly individualized wants and needs. As a result, our network of highly-rated insurance carrier allows us to satisfy these needs with the most competitive rates available.

Insurance Carriers

As independent agents, we have established long-term, solid relationships with some of the top national and regional carriers in the industry. Our experienced staff will be able to provide comprehensive, expert insurance solutions and service.

For you, our client, this provides competitive pricing, coverage options, and peace of mind that the company providing your insurance coverage meets our standards.

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An Independent Advantage

We are Independent Agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Broad Spectrum Insurance Services represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy -- you wouldn't have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it's for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it's up to you to make the final choice.